Financial Planning

“Financial planning” is needed for those of you who want to achieve your financial goals, as well as the old saying “Failing to plan together with a plan to fail” financial plan if you do not plan or the plan is still not good then you’re planning a failure.

Try to think for a moment: people who have done just planning to fail, especially those of you who do not plan it is definitely not 100% fail? as always Robert T. Kiyosaki emphasized in every book of the mega best seller: The Importance of Having and continue Sharpen your financial intelligence because that is what will bring you to financial freedom (financial freedom).

To make a financial plan is still much that is not understood by most people about issues related to financial issues. for example, people want to save to prepare for the down payment on a house, maybe do not know how much to save each month, and probably also can not predict what the price will be the future home, questions such questions will arise and many will not be able to easily answered because of lack of knowledge about the “financial planning”.

In this case you may need the help of a financial planner to help you make a financial plan which if the plan is executed, then you are running to achieve the financial goals that have been defined.

Usually before making a financial plan, the planner must conduct fact finding interviews and through questioner about your future financial objectives, situation and your financial condition at this moment, and then made finance plan.

In some developed countries, professions such as financial planners have been very prevalent, and in Indonesia itself a new profession five years later began to be known financial planner, here are some ways a financial planner is paid:

1. Honorarium
In this case, a financial planner receives payment for the financial plan he makes, no matter the client to run the financial advice given or not. there is even a financial planner who set honorarium per hour.
2. Commission
Here, a financial planner receive commission paid when the client runs the financial advice given. in this regard you as a client must be smart, make sure the financial advice given in accordance with your financial goals, because sometimes in order to get a commission from the products offered by a financial planner to ignore your financial goals.
3. + Honor Commission
Financial planners receive an honorarium for the financial plan and made suggestions, and if the client plans to run it, then the financial planner will also receive commissions from financial product recommended to his client.

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